Delaware LLC banking options
Online banking platforms accepting Delaware LLCs (especially non-resident-owned).
Definition
Delaware LLC banking options: Mercury (most common, tech-friendly), Relay Financial (ecommerce-friendly with sub-accounts), Wise Business (multi-currency, lower fees on FX), Brex (US-resident founders preferred), Bluevine (small business focus). Traditional banks (Chase, BofA, Wells Fargo) require in-person account opening for non-residents.
Context
Mercury and Relay are the most accessible for non-resident-owned Delaware LLCs.
Example
A non-resident founder forms Delaware LLC, gets EIN, applies to Mercury (primary). Approved within 1-3 days. Backup: Wise Business.
Common pitfalls
- Country restrictions on each platform.
- Traditional banks require US in-person visits.
- Brex tightening on non-resident-only ownership.