Banking
PayPal Business for non-resident Delaware LLCs: setup and pitfalls
How to set up PayPal Business for a non-resident-owned Delaware LLC. KYC requirements, transfer fees, and avoiding account freezes.
What PayPal requires
LLC name matched to Certificate of Formation. EIN. US bank routing for transfers (Wise, Mercury, Payoneer all link with PayPal). Passport for owner verification.
PayPal's KYC review is more thorough than Stripe's; expect 5-10 day initial review.
Common pitfalls
Account freezes during KYC reviews are common; document everything. PayPal disputes resolve against the seller more often than Stripe historically.
Higher per-transaction fees than Stripe in many cases.
Why use PayPal alongside Stripe
Some customer bases prefer PayPal (older US consumers, certain international markets). Marketplace platforms (eBay) historically integrated PayPal.
Maintaining both Stripe and PayPal increases operational complexity but covers more customer payment preferences.
Form your Delaware LLC with Delewarellc
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